Starion Bank (FDIC #33758): Bank Stress & Real-Estate Credit Exposure
Starion Bank (FDIC Cert #33758): bank stress 73/100, elevated, STABLE over 7 days; parent STARION BCORP.
Starion Bank (#33758) lends in 7 counties across 2 states; Starion Bank (#33758) reaches 128 ZIP codes: North Dakota 6 counties, 82 ZIPs; Wisconsin 1 county, 46 ZIPs.
Starion Bank (#33758) largest markets: Dane County, WI (138 branches, 46 ZIPs) (#33758), Cass County, ND (90 branches, 30 ZIPs) (#33758), Bottineau County, ND (14 branches, 14 ZIPs) (#33758), Burleigh County, ND (52 branches, 13 ZIPs) (#33758), Rolette County, ND (22 branches, 11 ZIPs) (#33758), Dickey County, ND (16 branches, 8 ZIPs) (#33758).
Starion Bank (#33758) reports $2.10 billion in total assets; Starion Bank (#33758) equity $176.1 million (8.4% of Starion Bank (#33758) assets); Starion Bank (#33758) domestic deposits $1.82 billion; Starion Bank (#33758) net income $12.0 million; Starion Bank (#33758) return on assets 1.14%; Starion Bank (#33758) return on equity 13.67%; Starion Bank (#33758) net interest income $29.9 million; Starion Bank (#33758) call report June 30, 2026.
Starion Bank (#33758) noncurrent real-estate loans: none reported; Starion Bank (#33758) net charge-offs on real estate 1.81%; Starion Bank (#33758) residential charge-offs 1.92%.
Starion Bank (#33758) net interest margin 2.95% against an eight-quarter Starion Bank (#33758) average of 2.46% (Starion Bank (#33758) compression -0.50 points); Starion Bank (#33758) non-residential real estate 192.2% of equity; Starion Bank (#33758) rate-exposure score 40/100, Starion Bank (#33758) fixed-rate trap 40/100; Starion Bank (#33758) risk type credit driven; Starion Bank (#33758) rate regime rates elevated, Starion Bank (#33758) snapshot October 19, 2026.
Starion Bank (#33758) stress score moved from 73.1 on June 22, 2026 to 73.4 on October 20, 2026; Starion Bank (#33758) ranged 73.1 to 73.4 over 117 snapshots.
Starion Bank (#33758) alerts: 7 counties; top Starion Bank (#33758) alert scores: Bottineau County, ND 43 (moderate); Bismarck County, ND 25 (low); Fargo County, ND 25 (low); Mandan County, ND 25 (low); Oakes County, ND 25 (low).