Security Financial Bank (FDIC #14222): Bank Stress & Real-Estate Credit Exposure
Security Financial Bank (FDIC Cert #14222): bank stress 59/100, moderate, STABLE over 7 days; parent SECURITY FINL SERVICES CORP.
Security Financial Bank (#14222) lends in 6 counties across 1 state; Security Financial Bank (#14222) reaches 70 ZIP codes: Wisconsin 6 counties, 70 ZIPs.
Security Financial Bank (#14222) largest markets: St. Croix County, WI (18 branches, 18 ZIPs) (#14222), Eau Claire County, WI (15 branches, 15 ZIPs) (#14222), Jackson County, WI (45 branches, 15 ZIPs) (#14222), Chippewa County, WI (14 branches, 14 ZIPs) (#14222), Rusk County, WI (14 branches, 14 ZIPs) (#14222), Pepin County, WI (6 branches, 6 ZIPs) (#14222).
Security Financial Bank (#14222) reports $1.04 billion in total assets; Security Financial Bank (#14222) equity $99.2 million (9.5% of Security Financial Bank (#14222) assets); Security Financial Bank (#14222) domestic deposits $827.5 million; Security Financial Bank (#14222) net income $8.4 million; Security Financial Bank (#14222) return on assets 1.64%; Security Financial Bank (#14222) return on equity 17.42%; Security Financial Bank (#14222) net interest income $18.4 million; Security Financial Bank (#14222) call report June 30, 2026.
Security Financial Bank (#14222) noncurrent real-estate loans: none reported; Security Financial Bank (#14222) net charge-offs on real estate 1.53%; Security Financial Bank (#14222) residential charge-offs 0.75%.
Security Financial Bank (#14222) net interest margin 3.81% against an eight-quarter Security Financial Bank (#14222) average of 3.38% (Security Financial Bank (#14222) compression -0.42 points); Security Financial Bank (#14222) non-residential real estate 75.1% of equity; Security Financial Bank (#14222) rate-exposure score 40/100, Security Financial Bank (#14222) fixed-rate trap 40/100; Security Financial Bank (#14222) risk type credit driven; Security Financial Bank (#14222) rate regime rates elevated, Security Financial Bank (#14222) snapshot October 20, 2026.
Security Financial Bank (#14222) stress score moved from 59.8 on June 22, 2026 to 59.5 on October 20, 2026; Security Financial Bank (#14222) ranged 59.5 to 59.8 over 117 snapshots.
Security Financial Bank (#14222) alerts: 6 counties; top Security Financial Bank (#14222) alert scores: Eau Claire County, WI 40 (moderate); Black River Falls County, WI 21 (low); Bloomer County, WI 21 (low); Durand County, WI 21 (low); Ladysmith County, WI 21 (low).