Peoples State Bank (FDIC #18569): Bank Stress & Real-Estate Credit Exposure
Peoples State Bank (FDIC Cert #18569): bank stress 70/100, elevated, STABLE over 7 days; parent PSB HOLDINGS INC.
Peoples State Bank (#18569) lends in 6 counties across 1 state; Peoples State Bank (#18569) reaches 134 ZIP codes: Wisconsin 6 counties, 134 ZIPs.
Peoples State Bank (#18569) largest markets: Milwaukee County, WI (74 branches, 37 ZIPs) (#18569), Waukesha County, WI (31 branches, 31 ZIPs) (#18569), Marathon County, WI (145 branches, 29 ZIPs) (#18569), Portage County, WI (21 branches, 21 ZIPs) (#18569), Oneida County, WI (28 branches, 14 ZIPs) (#18569), Vilas County, WI (13 branches, 13 ZIPs) (#18569).
Peoples State Bank (#18569) reports $1.50 billion in total assets; Peoples State Bank (#18569) equity $143.9 million (9.6% of Peoples State Bank (#18569) assets); Peoples State Bank (#18569) domestic deposits $1.19 billion; Peoples State Bank (#18569) net income $8.2 million; Peoples State Bank (#18569) return on assets 1.10%; Peoples State Bank (#18569) return on equity 11.62%; Peoples State Bank (#18569) net interest income $25.0 million; Peoples State Bank (#18569) call report June 30, 2026.
Peoples State Bank (#18569) noncurrent real-estate loans: none reported; Peoples State Bank (#18569) net charge-offs on real estate 1.52%; Peoples State Bank (#18569) multifamily charge-offs 4.14%; Peoples State Bank (#18569) residential charge-offs 1.67%.
Peoples State Bank (#18569) net interest margin 3.59% against an eight-quarter Peoples State Bank (#18569) average of 3.25% (Peoples State Bank (#18569) compression -0.34 points); Peoples State Bank (#18569) real-estate loans 0.2% of equity; Peoples State Bank (#18569) non-residential real estate 167.2% of equity; Peoples State Bank (#18569) rate-exposure score 40/100, Peoples State Bank (#18569) fixed-rate trap 40/100; Peoples State Bank (#18569) risk type credit driven; Peoples State Bank (#18569) rate regime rates elevated, Peoples State Bank (#18569) snapshot October 19, 2026.
Peoples State Bank (#18569) stress score moved from 70.8 on June 22, 2026 to 70.1 on October 19, 2026; Peoples State Bank (#18569) ranged 70.1 to 70.8 over 116 snapshots.
Peoples State Bank (#18569) alerts: 6 counties; top Peoples State Bank (#18569) alert scores: Milwaukee County, WI 40 (moderate); Waukesha County, WI 39 (moderate); Eagle River County, WI 23 (low); Rhinelander County, WI 23 (low); Stevens Point County, WI 23 (low).