Ixonia Bank (FDIC #12514): Bank Stress & Real-Estate Credit Exposure

Ixonia Bank (FDIC Cert #12514): bank stress 71/100, elevated, STABLE over 7 days; parent IXONIA BANCSHARES INC.

Ixonia Bank (#12514) lends in 3 counties across 1 state; Ixonia Bank (#12514) reaches 81 ZIP codes: Wisconsin 3 counties, 81 ZIPs.

Ixonia Bank (#12514) largest markets: Milwaukee County, WI (37 branches, 37 ZIPs) (#12514), Waukesha County, WI (93 branches, 31 ZIPs) (#12514), Jefferson County, WI (57 branches, 19 ZIPs) (#12514).

Ixonia Bank (#12514) reports $1.08 billion in total assets; Ixonia Bank (#12514) equity $95.0 million (8.8% of Ixonia Bank (#12514) assets); Ixonia Bank (#12514) domestic deposits $679.8 million; Ixonia Bank (#12514) net income $6.0 million; Ixonia Bank (#12514) return on assets 1.21%; Ixonia Bank (#12514) return on equity 13.18%; Ixonia Bank (#12514) net interest income $35.6 million; Ixonia Bank (#12514) call report June 30, 2026.

Ixonia Bank (#12514) noncurrent real-estate loans: none reported; Ixonia Bank (#12514) net charge-offs on real estate 0.24%.

Ixonia Bank (#12514) net interest margin 7.60% against an eight-quarter Ixonia Bank (#12514) average of 7.85% (Ixonia Bank (#12514) compression 0.25 points); Ixonia Bank (#12514) rate-exposure score 40/100, Ixonia Bank (#12514) fixed-rate trap 40/100; Ixonia Bank (#12514) risk type credit driven; Ixonia Bank (#12514) rate regime rates elevated, Ixonia Bank (#12514) snapshot October 19, 2026.

Ixonia Bank (#12514) stress score moved from 74.9 on June 22, 2026 to 70.5 on October 20, 2026; Ixonia Bank (#12514) ranged 70.5 to 74.9 over 117 snapshots.

Ixonia Bank (#12514) alerts: 3 counties; top Ixonia Bank (#12514) alert scores: Milwaukee County, WI 40 (moderate); Oconomowoc County, WI 24 (low); Watertown County, WI 24 (low).