Johnson Bank (FDIC #20296): Bank Stress & Real-Estate Credit Exposure
Johnson Bank (FDIC Cert #20296): bank stress 57/100, moderate, STABLE over 7 days; parent JOHNSON FINANCIAL GROUP INC.
Johnson Bank (#20296) lends in 14 counties across 1 state; Johnson Bank (#20296) reaches 262 ZIP codes: Wisconsin 14 counties, 262 ZIPs.
Johnson Bank (#20296) largest markets: Dane County, WI (138 branches, 46 ZIPs) (#20296), Milwaukee County, WI (148 branches, 37 ZIPs) (#20296), Waukesha County, WI (124 branches, 31 ZIPs) (#20296), Outagamie County, WI (25 branches, 25 ZIPs) (#20296), Rock County, WI (40 branches, 20 ZIPs) (#20296), Barron County, WI (19 branches, 19 ZIPs) (#20296).
Johnson Bank (#20296) reports $7.07 billion in total assets; Johnson Bank (#20296) equity $862.6 million (12.2% of Johnson Bank (#20296) assets); Johnson Bank (#20296) domestic deposits $5.63 billion; Johnson Bank (#20296) net income $46.1 million; Johnson Bank (#20296) return on assets 1.30%; Johnson Bank (#20296) return on equity 10.61%; Johnson Bank (#20296) net interest income $116.0 million; Johnson Bank (#20296) call report June 30, 2026.
Johnson Bank (#20296) noncurrent real-estate loans: none reported; Johnson Bank (#20296) net charge-offs on real estate 0.28%; Johnson Bank (#20296) residential charge-offs 0.01%.
Johnson Bank (#20296) net interest margin 3.54% against an eight-quarter Johnson Bank (#20296) average of 3.47% (Johnson Bank (#20296) compression -0.07 points); Johnson Bank (#20296) non-residential real estate 1.2% of equity; Johnson Bank (#20296) rate-exposure score 40/100, Johnson Bank (#20296) fixed-rate trap 40/100; Johnson Bank (#20296) risk type credit driven; Johnson Bank (#20296) rate regime rates elevated, Johnson Bank (#20296) snapshot October 19, 2026.
Johnson Bank (#20296) stress score moved from 55.2 on June 22, 2026 to 56.8 on October 20, 2026; Johnson Bank (#20296) ranged 55.2 to 56.8 over 117 snapshots.
Johnson Bank (#20296) alerts: 14 counties; top Johnson Bank (#20296) alert scores: Racine County, WI 40 (moderate); Milwaukee County, WI 37 (moderate); Kenosha County, WI 37 (moderate); Waukesha County, WI 36 (moderate); Appleton County, WI 20 (low).