Range Bank (FDIC #5072): Bank Stress & Real-Estate Credit Exposure

Range Bank (FDIC Cert #5072): bank stress 58/100, moderate, STABLE over 7 days; parent RANGE FINANCIAL CORP.

Range Bank (#5072) lends in 4 counties across 2 states; Range Bank (#5072) reaches 64 ZIP codes: Michigan 3 counties, 45 ZIPs; Wisconsin 1 county, 19 ZIPs.

Range Bank (#5072) largest markets: Houghton County, MI (60 branches, 20 ZIPs) (#5072), Brown County, WI (19 branches, 19 ZIPs) (#5072), Marquette County, MI (60 branches, 15 ZIPs) (#5072), Dickinson County, MI (11 branches, 11 ZIPs) (#5072).

Range Bank (#5072) reports $604.1 million in total assets; Range Bank (#5072) equity $65.6 million (10.9% of Range Bank (#5072) assets); Range Bank (#5072) domestic deposits $521.5 million; Range Bank (#5072) net income $4.5 million; Range Bank (#5072) return on assets 1.47%; Range Bank (#5072) return on equity 14.09%; Range Bank (#5072) net interest income $11.4 million; Range Bank (#5072) call report June 30, 2026.

Range Bank (#5072) noncurrent real-estate loans: none reported; Range Bank (#5072) net charge-offs on real estate 0.03%; Range Bank (#5072) residential charge-offs 0.07%.

Range Bank (#5072) net interest margin 4.01% against an eight-quarter Range Bank (#5072) average of 3.41% (Range Bank (#5072) compression -0.60 points); Range Bank (#5072) non-residential real estate 7.2% of equity; Range Bank (#5072) rate-exposure score 40/100, Range Bank (#5072) fixed-rate trap 40/100; Range Bank (#5072) risk type credit driven; Range Bank (#5072) rate regime rates elevated, Range Bank (#5072) snapshot October 19, 2026.

Range Bank (#5072) stress score moved from 61.5 on June 22, 2026 to 58.1 on October 20, 2026; Range Bank (#5072) ranged 58.1 to 61.5 over 117 snapshots.

Range Bank (#5072) alerts: 4 counties; top Range Bank (#5072) alert scores: Green Bay County, MI 22 (low); Kingsford County, MI 22 (low); Lake Linden County, MI 22 (low); Negaunee County, MI 22 (low).