Houghton County, MI: Foreclosures, Tax Liens & Distressed Properties

Houghton County, MI, Michigan: 20 ZIP codes scored, Houghton County, MI averaging 7/100 (minimal, Houghton, MI), from 6 to 10. Houghton County, MI is in its peak phase (Houghton, MI confidence 26/100): Houghton, MI home prices up 4.2% (Houghton, MI) over twelve months. Houghton County, MI lender headwind: 64/100.

Highest-scoring Houghton County, MI ZIPs: 49805 (10/100), 49967 (9/100), 49948 (8/100), 49905 (7/100), 49913 (7/100), 49916 (7/100). Also scored in Houghton County, MI: 49917, 49921, 49922, 49930, 49931, 49934, 49942, 49952, 49955, 49961.

Across Houghton County, MI's scored ZIPs: median home value $142,832, household income $57,208, 34.4% vacancy, 12.2% poverty, 86% owner-occupied, median age 42.5.

Houghton County, MI insurance distress 0/100 (#2,729 in the US); FEMA hazard 0/100 for Houghton, MI; Houghton, MI construction distress 20/100.

7 banks with 17 branches lend in Houghton County, MI; Houghton, MI weighted bank stress 64/100, highest 90/100 in Houghton, MI.

Houghton County, MI unemployment 5.1% (Houghton, MI +0.2 pts, six months); 127 new housing units permitted in Houghton County, MI over twelve months, Houghton, MI up 31% from 97; Houghton, MI home prices +15.0% a year (Houghton, MI) over three years.

18,870 housing units in Houghton County, MI; 4,104 Houghton, MI renter households; 49% of Houghton, MI renters spend 30%+ of income on rent, 24% (Houghton, MI) half or more.

Houghton County, MI ranks #2,750 nationally on the opportunity index (Houghton, MI, among all ranked counties); Houghton, MI scores 24.7/100 and Houghton, MI sits #79 inside Michigan. Houghton, MI is in the weak opportunity phase; Houghton, MI's primary driver is vacancy, Houghton, MI second driver bank institutional; Houghton, MI moved down 438 places. 1 short-sale listings across Houghton, MI; 57 days on market observed in Houghton, MI; 20.7% vacancy over 20 Houghton, MI ZIPs.

No CFPB county sample covers Houghton County, MI. The non-metro area reading for Houghton, MI: 1.0% ninety-plus days late; Houghton, MI's thirty-to-eighty-nine share is 2.6% (Houghton, MI, December 2025 data); Michigan overall 0.9%.

Houghton County, MI has 4 watched banks; 4 Houghton, MI banks sit in an elevated band. Houghton, MI footprints: Superior National Bank (6 branches, stress 62) in Houghton, MI; Miners State Bank (3 branches, stress 64) in Houghton, MI; Range Bank (3 branches, stress 58) in Houghton, MI.

HUD lists 3 assisted multifamily properties in Houghton County, MI with 167 units; 167 Houghton, MI units are assisted, 3 Houghton, MI properties under project-based Section 8.

4,565 of the 18,870 housing units in Houghton, MI sit vacant. Houghton County, MI permitted 10 multifamily units in twelve months; Houghton, MI's one-to-four unit structures added 117 units in Houghton County, MI.