Houghton County, MI: Foreclosures, Tax Liens & Distressed Properties

Houghton County, Michigan is mapped parcel-to-ZIP by DLRadar's public-record distress engine. 20 ZIP codes are tracked county-wide, averaging 7/100 distress. County-level credit and bank headwind reads 64/100 — elevated, a sign of lender stress locally. Across its ZIPs, composite distress spans 6 to 10 out of 100.

In its peak phase, Houghton County home prices rose 4.2% across the last year, at 26/100 phase confidence. With pricing topped out, distress turns selective with opportunity concentrated by ZIP.

At +4.2% YoY and 26/100 confidence, the wins are surgical well beyond the county average. Bank stress at 64/100 favors patient capital: short sales and foreclosures accelerate.

Top distress by ZIP runs 49805 (10/100), 49967 (9/100), 49948 (8/100), 49905 (7/100), 49913 (7/100), 49916 (7/100), listed with every scored ZIP below. Other tracked Houghton County ZIPs include 49917, 49921, 49922, 49930, 49931, 49934, 49942, 49945, 49952, 49955.

Demographically, Houghton County's tracked footprint come in at median home values around $142,832 (below the national figure), 86% owner-occupancy, residents with a median age around 42.5, a median household income near $57,208 (below the US norm), a 34.4% vacancy rate, a 12.2% poverty rate. Numbers like these frame the volume of pressured sellers and the exit liquidity behind them.

All in at 7/100 over 20 ZIPs, distress here is parcel-specific for a disciplined buyer. A DLRadar subscription opens every Houghton County parcel: owner, address and APN, score, bank exposure and an exit-velocity estimate.

Whether Houghton County, Michigan carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Houghton County can be compared directly against any county in the country.

The point of scoring Houghton County, Michigan is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. All of it is deterministic and auditable: Houghton County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Houghton County leads with 49805 (10/100), 49967 (9/100), 49948 (8/100), 49905 (7/100), 49913 (7/100), 49916 (7/100). DLRadar also scores 49917, 49921, 49922, 49930, 49931, 49934, 49942, 49945 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Houghton County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.