ZIP 49952 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49952 (Houghton County, Michigan) returns a minimal composite of 7/100. Structural risk reads 16/100 against active distress of 2/100. Leading the profile are construction/permit lag (25/100), structural risk (16/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. Median household income is $68,750, near the U.S. median near $78,000. Educational attainment sits at 3% bachelor's-or-above. 93 residents call 49952 home, typically aged 52. There are about 148 housing units across 49952. The demographic-stress sub-score lands at 24/100. Vacancy runs 71.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 87% owner-occupied to 13% rented. Home values center near $103,600, an affordability ratio of 1.6× — accessible.

Taken together, 49952 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49952 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49952 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 49952 stays directly comparable to neighboring ZIPs and the rest of Houghton County, Michigan. Sparse data for 49952 shows as blanks, never estimates, and the score updates on every fresh public filing.

49952's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49952 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.