ZIP 49805 Property Distress & Foreclosure Data

ZIP code 49805 in Houghton County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (26/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low. Structural exposure scores 26 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 315 housing units across 49805. The typical home is worth about $102,800 (2.5× income, relatively affordable). 88% of housing is owner-occupied. Around 41% of adults hold a bachelor's degree or higher. Rent burden reaches 13% of tenant households. The poverty rate is 3.4% — low. Vacancy runs 33.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 20/100. About 351 people live here, median age 55. At $46,250, median income runs below typical U.S. levels.

Net-net, 49805 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.