ZIP 49805 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49805 in Houghton County, Michigan comes in at 10, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (26/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low. Latent structural risk is 26/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 315 housing units. The typical home is worth about $102,800 (2.5× income, relatively affordable). The tenure split is 88% owner-occupied to 12% rented. About 41% have a four-year degree. Around 13% of renters are cost-burdened. 3.4% of residents fall below the poverty threshold. Vacancy runs 33.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49805 scores 20/100. About 351 people live here, median age 55. Median household income is $46,250, below the U.S. median near $78,000.

Taken together, 49805 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 49805 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49805's 10/100 can be lined up against any neighbor in Houghton County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 49805, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 49805's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 49805 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.