ZIP 49917 Foreclosure, Tax-Lien & Distress Report

In Houghton County, Michigan, ZIP 49917 scores 7 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (25/100), structural risk (16/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. The split runs 16/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Population is roughly 304 with a median age of 32. The typical home is worth about $107,800 (1.8× income, relatively affordable). Vacancy runs 32.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 17% of tenant households. There are about 144 housing units across 49917. On demographic stress specifically, 49917 scores 24/100. 8.9% of residents fall below the poverty threshold. About 16% have a four-year degree. Households earn a median $52,188 — below the roughly $78,000 national figure.

On the whole, 49917 leans distressed, with opportunity clustered in specific stressed parcels. While 49917 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49917 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49917 can be compared directly against any other ZIP in Houghton County, Michigan or nationwide. Sparse data for 49917 shows as blanks, never estimates, and the score updates on every fresh public filing.

49917's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49917 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.