ZIP 49913 Property Distress & Foreclosure Data

ZIP code 49913 in Houghton County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (89/100), structural risk (31/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural risk reads 31/100 against active distress of 2/100.

The market reads expansion — home values rose 5.6% year on year, and 34% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,483 people live here, median age 41. At $50,469, median income runs below typical U.S. levels. There are about 4,045 housing units across 49913. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. Rent burden reaches 49% of tenant households. The typical home is worth about $110,200 (1.8× income, relatively affordable). Around 25% of adults hold a bachelor's degree or higher. Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.4%.

Net-net, 49913 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.