ZIP 49913 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49913 in Houghton County, Michigan comes in at 7, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (26/100), structural risk (16/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural risk reads 16/100 against active distress of 2/100.

The peak-phase market in 49913 posted values that rose 4.2% over the year, and 34% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 7,483 with a median age of 41. Households earn a median $50,469 — below the roughly $78,000 national figure. There are about 4,045 housing units across 49913. Owners hold 78% of homes, renters 22%. The demographic-stress sub-score lands at 28/100. Rent burden reaches 49% of tenant households. Home values center near $110,200, an affordability ratio of 1.8× — accessible. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 21.0% — elevated. 15.4% of residents fall below the poverty threshold.

Net-net, 49913 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49913 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 49913 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49913 can be compared directly against any other ZIP in Houghton County, Michigan or nationwide. 49913 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 7/100 for 49913 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 49913 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.