ZIP 49913 Foreclosure, Tax-Lien & Distress Report
Houghton County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 49913 in Houghton County, Michigan comes in at 7, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (20/100), structural risk (14/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural risk reads 14/100 against active distress of 2/100.
The peak-phase market in 49913 posted values that rose 4.2% over the year, and 34% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 7,483 with a median age of 41. Households earn a median $50,469 — below the roughly $78,000 national figure. There are about 4,045 housing units across 49913. Owners hold 78% of homes, renters 22%. The demographic-stress sub-score lands at 28/100. Rent burden reaches 49% of tenant households. Home values center near $110,200, an affordability ratio of 1.8× — accessible. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 21.0% — elevated. 15.4% of residents fall below the poverty threshold.
Net-net, 49913 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49913 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 49913 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49913 can be compared directly against any other ZIP in Houghton County, Michigan or nationwide. 49913 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 7/100 for 49913 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 49913 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 49913
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
49913 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Houghton County ZIP codes
Nearest ZIP codes to 49913
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Houghton County, Michigan.
Get the full acquisition report for 49913
See who owns each distressed property in 49913, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology