ZIP 49916 Property Distress & Foreclosure Data

Composite property distress in 49916 (Houghton County, Michigan) lands at 14/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 32/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 38% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 8.1%. The ZIP holds roughly 1,750 housing units. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. At $77,000, median income runs near typical U.S. levels. Around 39% of adults hold a bachelor's degree or higher. 86% of housing is owner-occupied. The vacancy rate is 25.7% — elevated. About 3,157 people live here, median age 44. The typical home is worth about $199,000 (2.5× income, relatively affordable).

Net-net, 49916 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.