ZIP 49916 Foreclosure, Tax-Lien & Distress Report
Houghton County, Michigan · High Vacancy market
DLRadar grades ZIP 49916 (Houghton County, Michigan) at a minimal 7/100 for overall property distress. The split runs 16/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (25/100), structural risk (16/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).
The market reads peak — home values rose 4.2% year on year, and 38% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 8.1% live below the poverty line. The ZIP holds roughly 1,750 housing units. Around 31% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. At $77,000, median income runs near typical U.S. levels. Around 39% of adults hold a bachelor's degree or higher. 86% of housing is owner-occupied. Vacancy runs 25.7%, above the national norm and a classic distress-and-opportunity signal. About 3,157 people live here, median age 44. Home values center near $199,000, an affordability ratio of 2.5× — accessible.
On the whole, 49916 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49916 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 49916 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 49916 stays directly comparable to neighboring ZIPs and the rest of Houghton County, Michigan. 49916 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 49916 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 7/100 roll-up. For an operator, 49916 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 49916’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49916 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Houghton County
More distress data near 49916
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Get the full acquisition report for 49916
Open 49916 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology