ZIP 49963 Property Distress & Foreclosure Data

ZIP code 49963 in Houghton County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 32/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 40% of renters are cost-burdened. On demographic stress specifically, 49963 scores 29/100. The ZIP holds roughly 332 housing units. A median home runs $93,500 here, or 1.5 times local income. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 14% have a four-year degree. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 22.4% — elevated. Households earn a median $55,250 — below the roughly $78,000 national figure. 621 residents call 49963 home, typically aged 38.

Taken together, 49963 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.