ZIP 49963 Foreclosure, Tax-Lien & Distress Report
Houghton County, Michigan · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 49963 in Houghton County, Michigan comes in at 7, a minimal composite-distress reading. Latent structural risk is 16/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in construction/permit lag (25/100), structural risk (16/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.
The market reads peak — home values rose 4.2% year on year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 40% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 332 housing units. A median home runs $93,500 here, or 1.5 times local income. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 14% have a four-year degree. Owners hold 77% of homes, renters 23%. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $55,250 — below the roughly $78,000 national figure. Population is roughly 621 with a median age of 38.
Taken together, 49963 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 49963's 7/100 can be lined up against any neighbor in Houghton County, Michigan or any ZIP coast to coast. 49963 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
49963's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 49963 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 49963 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 49963 by the numbers
A live read on 49963: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Houghton County
Explore related distress reports
Related ZIP, county and statewide reads linked to Houghton County, Michigan.
The complete 49963 distress and acquisition report
See who owns each distressed property in 49963, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology