ZIP 49921 Foreclosure, Tax-Lien & Distress Report

In Houghton County, Michigan, ZIP 49921 scores 7 of 100 for composite distress, a minimal level on DLRadar's distress index. Structural risk reads 14/100 against active distress of 0/100. The pressure is most legible in construction/permit lag (19/100), structural risk (14/100), institutional ownership (3/100). On the quiet end sit structural risk (14/100) and institutional ownership (3/100).

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 39.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 236 with a median age of 23. Home values center near $211,500. Around 23% of adults hold a bachelor's degree or higher. Owners hold 82% of homes, renters 18%. DLRadar's demographic-stress index for the area reads 59/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 125 housing units.

On the whole, 49921 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 49921 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 49921 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49921 can be compared directly against any other ZIP in Houghton County, Michigan or nationwide. Sparse data for 49921 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 7/100 for 49921 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49921 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.