ZIP 49942 Foreclosure, Tax-Lien & Distress Report
Houghton County, Michigan · Distress market
On DLRadar's 0-100 distress scale, ZIP 49942 in Houghton County, Michigan comes in at 7, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (19/100), structural risk (14/100), institutional ownership (3/100). structural risk (14/100) and institutional ownership (3/100) stay muted. Latent structural risk is 14/100 while live distress already moving reads 0/100.
The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 0.0%. About 81 people live here, median age 44. About 24% have a four-year degree. The ZIP holds roughly 48 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 100% owner-occupied to 0% rented. The demographic-stress sub-score lands at 53/100.
Overall 49942 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 49942 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 49942 runs through one identical scoring model, so its 7/100 sits on the same scale as every other ZIP in Houghton County, Michigan and the nation. Sparse data for 49942 shows as blanks, never estimates, and the score updates on every fresh public filing.
49942's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49942 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 49942
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 49942 Stress Report snapshot
The live 49942 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Nearest ZIP codes to 49942
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Houghton County, Michigan by ZIP, county and state.
See every distressed parcel in 49942
Every distressed parcel in 49942 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology