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ZIP 49934 Foreclosure, Tax-Lien & Distress Report

Houghton County, Michigan · High Vacancy market

DLRadar grades ZIP 49934 (Houghton County, Michigan) at a minimal 7/100 for overall property distress. Structural exposure scores 14 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (19/100), structural risk (14/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The peak-phase market in 49934 posted values that rose 4.2% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $48,563, median income runs below typical U.S. levels. Population is roughly 949 with a median age of 41. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 5.3% — low. Educational attainment sits at 18% bachelor's-or-above. Around 28% of renters are cost-burdened. The ZIP holds roughly 491 housing units. Home values center near $72,000, an affordability ratio of 1.7× — accessible. The tenure split is 92% owner-occupied to 8% rented.

Net-net, 49934 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49934 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 49934 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 7/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49934 shows as blanks, never estimates, and the score updates on every fresh public filing.

49934's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49934 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

7/100
Composite stress
14/100
Structural risk
2/100
Distress activity

ZIP 49934 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk30
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 49934 Stress Report snapshot

The live 49934 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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More distress data near 49934

Other reports tied to Houghton County, Michigan — ZIP, county and statewide.

Get the full acquisition report for 49934

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No modelling: every input is a public record · methodology

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