ZIP 49905 Property Distress & Foreclosure Data

In Houghton County, Michigan, ZIP 49905 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 32/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The expansion-phase market in 49905 posted values that rose 5.6% over the year, and 6% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $76,618, near the U.S. median near $78,000. The ZIP holds roughly 992 housing units. Population is roughly 2,138 with a median age of 34. Around 0% of renters are cost-burdened. Educational attainment sits at 44% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. Home values center near $211,300, an affordability ratio of 2.2× — accessible. The vacancy rate is 20.7% — elevated. 7.1% of residents fall below the poverty threshold. Owners hold 89% of homes, renters 11%.

On the whole, 49905 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.