ZIP 49965 Property Distress & Foreclosure Data
DLRadar grades ZIP 49965 (Houghton County, Michigan) at a minimal 13/100 for overall property distress. The latent-versus-live split is 31/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (88/100), structural risk (31/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).
The expansion-phase market in 49965 posted values that rose 5.7% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $77,604, near the U.S. median near $78,000. The vacancy rate is 58.6% — elevated. DLRadar's demographic-stress index for the area reads 24/100. Around 0% of renters are cost-burdened. 8.3% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 586 housing units. Population is roughly 482 with a median age of 60. Home values center near $231,700, an affordability ratio of 2.9× — accessible. Owners hold 94% of homes, renters 6%.
On the whole, 49965 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 49965
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Houghton County
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Deterministic. Every signal traces to a public dataset · methodology