ZIP 49955 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49955 in Houghton County, Michigan comes in at 7, a minimal composite-distress reading. Its standout signals are construction/permit lag (25/100), structural risk (16/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural exposure scores 16 and live distress 2 on the 0–100 scale.

The peak-phase market in 49955 posted values that rose 4.2% over the year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 219 housing units across 49955. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 439 with a median age of 28. Home values center near $96,200, an affordability ratio of 1.4× — accessible. 16.1% of residents fall below the poverty threshold. The tenure split is 97% owner-occupied to 3% rented. Median household income is $62,468, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100.

Taken together, 49955 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49955 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49955 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49955 can be compared directly against any other ZIP in Houghton County, Michigan or nationwide. Where the public record is thin for 49955, the field stays empty rather than modeled, and fills in as new documents post.

49955's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49955 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.