ZIP 49955 Property Distress & Foreclosure Data

In Houghton County, Michigan, ZIP 49955 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural exposure scores 32 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 219 housing units across 49955. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. About 439 people live here, median age 28. The typical home is worth about $96,200 (1.4× income, relatively affordable). The poverty rate is 16.1%. 97% of housing is owner-occupied. At $62,468, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100.

Net-net, 49955 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.