ZIP 49922 Property Distress & Foreclosure Data

ZIP code 49922 in Houghton County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural exposure scores 32 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 837 people live here, median age 31. 84% of housing is owner-occupied. There are about 397 housing units across 49922. At $55,300, median income runs below typical U.S. levels. Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.3% — high, a tax-stress and distress correlate. The typical home is worth about $121,000 (2.2× income, relatively affordable). Rent burden reaches 24% of tenant households. The demographic-stress sub-score lands at 26/100. Around 23% of adults hold a bachelor's degree or higher.

Net-net, 49922 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.