ZIP 49961 Property Distress & Foreclosure Data
Composite property distress in 49961 (Houghton County, Michigan) lands at 14/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 32/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.
The market reads expansion — home values rose 5.6% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $86,200 (1.5× income, relatively affordable). The demographic-stress sub-score lands at 29/100. About 137 people live here, median age 60. The vacancy rate is 74.4% — elevated. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 173 housing units. The poverty rate is 23.0% — high, a tax-stress and distress correlate. At $57,500, median income runs below typical U.S. levels. 100% of housing is owner-occupied.
Net-net, 49961 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 49961
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Houghton County
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Deterministic. Every signal traces to a public dataset · methodology