ZIP 49970 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49970 (Baraga County, Michigan) returns a minimal composite of 5/100. Latent structural risk is 11/100 while live distress already moving reads 2/100. Leading the profile are construction/permit lag (30/100), structural risk (11/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 23/100. Median household income is $68,125, below the U.S. median near $78,000. 272 residents call 49970 home, typically aged 62. The tenure split is 99% owner-occupied to 1% rented. The poverty rate is 7.7%. The vacancy rate is 42.9% — elevated. About 19% have a four-year degree. The ZIP holds roughly 185 housing units. Home values center near $112,500, an affordability ratio of 1.7× — accessible.

On the whole, 49970 leans distressed, with opportunity clustered in specific stressed parcels. 49970 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49970 runs through one identical public-record model, so its 5/100 sits on the same scale as every other ZIP in Baraga County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 49970 shows blanks, not estimates, wherever the record is sparse.

49970's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49970 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.