ZIP 49962 Foreclosure, Tax-Lien & Distress Report

ZIP code 49962 in Baraga County, Michigan carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (30/100), structural risk (11/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 11/100 against active distress of 2/100.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 223 with a median age of 59. The typical home is worth about $220,600 (3.3× income, relatively affordable). The vacancy rate is 72.0% — elevated. Owners hold 91% of homes, renters 9%. The demographic-stress sub-score lands at 28/100. About 21% have a four-year degree. There are about 425 housing units across 49962. Median household income is $57,750, below the U.S. median near $78,000. The poverty rate is 9.9%. Rent burden reaches 0% of tenant households.

Taken together, 49962 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 49962's 5/100 can be lined up against any neighbor in Baraga County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49962 reflects the current record instead of a stale or modeled snapshot.

Each component behind 49962 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 5/100 roll-up. Practically, 49962 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.