ZIP 49946 Foreclosure, Tax-Lien & Distress Report
Baraga County, Michigan · High Vacancy market
In Baraga County, Michigan, ZIP 49946 scores 3 of 100 for composite distress, a minimal level on DLRadar's distress index. Leading the profile are construction/permit lag (17/100), mortgage stress (7/100), structural risk (7/100). structural risk (7/100) and institutional ownership (3/100) stay muted. Structural exposure scores 7 and live distress 2 on the 0–100 scale.
The expansion-phase market in 49946 posted values that rose 5.5% over the year, and 51% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 2,209 housing units. Households earn a median $56,138 — below the roughly $78,000 national figure. About 3,765 people live here, median age 49. Roughly 12.3% live below the poverty line. The vacancy rate is 25.2% — elevated. Rent burden reaches 25% of tenant households. The tenure split is 77% owner-occupied to 23% rented. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $130,900, an affordability ratio of 2.1× — accessible. About 18% have a four-year degree.
Taken together, 49946 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49946 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 49946 runs hot or quiet, its 3/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49946 can be compared directly against any other ZIP in Baraga County, Michigan or nationwide. 49946 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 49946's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49946 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 49946
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 49946 distress snapshot
The live 49946 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Baraga County
Nearest ZIP codes to 49946
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49946
Keep going: ZIP, county and state distress coverage for Baraga County, Michigan.
See every distressed parcel in 49946
Every distressed parcel in 49946 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology