ZIP 49946 Property Distress & Foreclosure Data

In Baraga County, Michigan, ZIP 49946 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (23/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 23/100 against active distress of 2/100.

The market reads expansion — home values rose 6.4% year on year, and 51% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,209 housing units across 49946. At $56,138, median income runs below typical U.S. levels. About 3,765 people live here, median age 49. The poverty rate is 12.3%. Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 25% of tenant households. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The typical home is worth about $130,900 (2.1× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher.

Net-net, 49946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

9/100
Composite stress
23/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49946

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk9
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Baraga County

Unlock the full ZIP 49946 acquisition report

Get every distressed property in 49946 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology