ZIP 49946 Property Distress & Foreclosure Data
In Baraga County, Michigan, ZIP 49946 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (23/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 23/100 against active distress of 2/100.
The market reads expansion — home values rose 6.4% year on year, and 51% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
There are about 2,209 housing units across 49946. At $56,138, median income runs below typical U.S. levels. About 3,765 people live here, median age 49. The poverty rate is 12.3%. Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 25% of tenant households. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The typical home is worth about $130,900 (2.1× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher.
Net-net, 49946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 49946
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Baraga County
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Deterministic. Every signal traces to a public dataset · methodology