ZIP 49861 Property Distress & Foreclosure Data

DLRadar grades ZIP 49861 (Baraga County, Michigan) at a minimal 9/100 for overall property distress. Property-level stress concentrates in construction/permit lag (59/100), structural risk (20/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 20/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 43% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

534 residents call 49861 home, typically aged 62. There are about 640 housing units across 49861. Rent burden reaches 0% of tenant households. Roughly 14.3% live below the poverty line. The tenure split is 97% owner-occupied to 3% rented. Households earn a median $66,806 — below the roughly $78,000 national figure. Vacancy runs 59.5%, above the national norm and a classic distress-and-opportunity signal. About 30% have a four-year degree. A median home runs $226,600 here, or 3.4 times local income. On demographic stress specifically, 49861 scores 27/100.

Taken together, 49861 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.