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Baraga County, MI: Foreclosures, Tax Liens & Distressed Properties

Baraga County, MI, Michigan: 7 ZIP codes scored, Baraga County, MI averaging 4/100 (minimal, Baraga, MI), from 3 to 8. Baraga County, MI is in its expansion phase (Baraga, MI confidence 32/100): Baraga, MI home prices up 5.5% (Baraga, MI) over twelve months. Baraga County, MI lender headwind: 52/100.

Highest-scoring Baraga County, MI ZIPs: 49861 (8/100), 49958 (6/100), 49908 (3/100), 49919 (3/100), 49946 (3/100), 49962 (3/100). Also scored in Baraga County, MI: 49970.

Across Baraga County, MI's scored ZIPs: median home value $159,671, household income $55,860, 46.9% vacancy, 12.8% poverty, 88% owner-occupied, median age 54.9.

Baraga County, MI insurance distress 0/100 (#2,723 in the US); FEMA hazard 0/100 for Baraga, MI; Baraga, MI construction distress 21/100.

1 bank with 2 branches lend in Baraga County, MI; Baraga, MI weighted bank stress 62/100.

Baraga County, MI unemployment 6.0% (Baraga, MI -1.1 pts, six months); 12 new housing units permitted in Baraga County, MI over twelve months, Baraga, MI up 33% from 9; Baraga, MI home prices +13.3% a year (Baraga, MI) over three years.

5,051 housing units in Baraga County, MI; 769 Baraga, MI renter households; 24% of Baraga, MI renters spend 30%+ of income on rent, 6% (Baraga, MI) half or more.

Baraga County, MI ranks #1,380 nationally on the opportunity index (Baraga, MI, among all ranked counties); Baraga, MI scores 29.8/100 and Baraga, MI sits #47 inside Michigan. Baraga, MI is in the early_signal opportunity phase; Baraga, MI's primary driver is vacancy, Baraga, MI second driver bank institutional; Baraga, MI moved down 298 places. 4 short-sale listings across Baraga, MI; 4 days on market observed in Baraga, MI; 28.4% vacancy over 7 Baraga, MI ZIPs.

No CFPB county sample covers Baraga County, MI. The non-metro area reading for Baraga, MI: 1.0% ninety-plus days late; Baraga, MI's thirty-to-eighty-nine share is 2.6% (Baraga, MI, December 2025 data); Michigan overall 0.9%.

Baraga County, MI has 1 watched bank; 1 Baraga, MI bank sits in an elevated band. Baraga, MI footprints: Superior National Bank (2 branches, stress 62) in Baraga, MI.

1,618 of the 5,051 housing units in Baraga, MI sit vacant. Baraga County, MI permitted 0 multifamily units in twelve months; Baraga, MI's one-to-four unit structures added 12 units in Baraga County, MI.

Expansion
Market phase
5.5%
Baraga, MI HPI YoY
0%
Drawdown
32
Baraga confidence

Where distress concentrates in Baraga County

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