ZIP 49958 Foreclosure, Tax-Lien & Distress Report
Houghton County, Michigan · High Vacancy market
ZIP 49958's composite property-distress score is 6/100 - DLRadar classes that as minimal for Houghton County, Michigan. The latent-versus-live split is 14/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (25/100), structural risk (14/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).
The market reads peak — home values rose 4.6% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $164,300 here, or 3.7 times local income. There are about 767 housing units across 49958. At $42,083, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 45/100. Around 100% of renters are cost-burdened. About 20% have a four-year degree. The poverty rate is 25.1% — high, a tax-stress and distress correlate. 95% of housing is owner-occupied. The vacancy rate is 47.4% — elevated. Population is roughly 900 with a median age of 48.
On the whole, 49958 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49958 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 49958's 6/100 can be lined up against any neighbor in Houghton County, Michigan or any ZIP coast to coast. Sparse data for 49958 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 49958's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49958 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 49958 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 49958 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 49958, the same set carried on every parcel.
Neighbouring ZIPs in Houghton County
Related reports across Houghton County, Michigan
Additional distress intelligence spanning Houghton County, Michigan by ZIP, county and state.
The complete 49958 distress and acquisition report
See who owns each distressed property in 49958, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology