ZIP 49958 Property Distress & Foreclosure Data

Houghton County, Michigan's ZIP 49958 registers 13/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 30/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (30/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.8% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $164,300 (3.7× income, relatively affordable). The ZIP holds roughly 767 housing units. At $42,083, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 45/100. Around 100% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 25.1% — high, a tax-stress and distress correlate. 95% of housing is owner-occupied. The vacancy rate is 47.4% — elevated. About 900 people live here, median age 48.

Net-net, 49958 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.