ZIP 49930 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49930 (Houghton County, Michigan) at a minimal 7/100 for overall property distress. The split runs 16/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (25/100), structural risk (16/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 33% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $67,946, below the U.S. median near $78,000. There are about 3,369 housing units across 49930. 7,199 residents call 49930 home, typically aged 33. Around 44% of adults hold a bachelor's degree or higher. The poverty rate is 13.3%. 66% of housing is owner-occupied. A median home runs $214,000 here, or 3.1 times local income. DLRadar's demographic-stress index for the area reads 31/100. Around 48% of renters are cost-burdened. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 49930 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 49930 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 49930's 7/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 49930, the field stays empty rather than modeled, and fills in as new documents post.

Behind 49930's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49930 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.