ZIP 49945 Property Distress & Foreclosure Data

ZIP code 49945 in Houghton County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 30/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (92/100), structural risk (30/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 15% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 42.9% — elevated. 2,704 residents call 49945 home, typically aged 48. Around 20% of renters are cost-burdened. Households earn a median $52,866 — below the roughly $78,000 national figure. About 25% have a four-year degree. Roughly 14.1% live below the poverty line. On demographic stress specifically, 49945 scores 28/100. The ZIP holds roughly 2,318 housing units. A median home runs $159,100 here, or 2.7 times local income.

Taken together, 49945 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.