ZIP 49918 Foreclosure, Tax-Lien & Distress Report
Keweenaw County, Michigan · High Vacancy market
ZIP code 49918 in Keweenaw County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic distress index. The split runs 26/100 structural to 3/100 active on the ground. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (26/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 83% of homes, renters 17%. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 133 housing units. Households earn a median $54,286 — below the roughly $78,000 national figure. Around 67% of adults hold a bachelor's degree or higher. Home values center near $268,800, an affordability ratio of 5.3×. About 135 people live here, median age 40. Rent burden reaches 0% of tenant households. The vacancy rate is 57.0% — elevated.
On the whole, 49918 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49918 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 49918 shows blanks, not estimates, wherever the record is sparse.
49918's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49918 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 49918
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 49918 Stress Report snapshot
A live read on 49918: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Keweenaw County
Nearest ZIP codes to 49918
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Keweenaw County, Michigan.
The complete 49918 distress and acquisition report
The full 49918 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology