Houghton County, MI: Home-Insurance Distress & Forced-Sale Pressure
Houghton County, MI: 0/100 (low) home-insurance distress; Houghton, MI band ZERO; Houghton, MI #2,729 of 3,222 counties; Houghton, MI #70 of 83 in Michigan; Houghton, MI coverage multiplier 0.70.
FEMA hazard, Houghton, MI: 0/100; Houghton, MI declarations, three years: none.
NFIP claims, Houghton, MI, three years: none; Houghton, MI claim-stress 0/100.
Houghton, MI monthly score: 0 in every month from March 2026 (Houghton, MI) through October 2026.
Houghton, MI components: all zero this month; Houghton, MI climate multiplier 0.70.
Construction distress, Houghton, MI: 20/100 as of August 2026 (Houghton, MI: 30/100 one-to-four unit, 0/100 multifamily).
Houghton, MI ZIPs, June 2026 (Houghton, MI, 16 highest): score 0 (Houghton, MI), climate 30 (Houghton, MI): 49905, 49916, 49917, 49921, Houghton, MI 49922, 49930, 49931, 49934, Houghton, MI 49942, 49955, 49961, 49963; score 0 (Houghton, MI), climate 29 (Houghton, MI): 49952; score 0 (Houghton, MI), climate 28 (Houghton, MI): 49913; score 0 (Houghton, MI), climate 27 (Houghton, MI): 49965; score 0 (Houghton, MI), climate 24 (Houghton, MI): 49967.
DLRadar rescores Houghton, MI monthly; Houghton, MI readings join Houghton, MI foreclosure, lien and ownership parcels (Houghton, MI), so cost-squeezed Houghton, MI owners surface before listing.
Inside Michigan, Houghton County ranks 70th of 83 counties for home-insurance distress at 0/100; Gogebic County (0/100) sits just above Houghton County, and Huron County (0/100) sits just below Houghton County.
Deterministic. Every Houghton County, MI signal traces to a public Houghton dataset (FEMA, NFIP, Census for Houghton, MI) · how insurance distress works in Houghton, MI · methodology
FAQ: Houghton County, MI insurance distress
What is the Houghton County, MI home-insurance-distress score?
Houghton, MI: 0/100 (ZERO), #2,729 of 3,222, #70 in Michigan. FEMA hazard, Houghton, MI: 0/100; NFIP stress, Houghton, MI: 0/100; construction, Houghton, MI: 20/100; Houghton, MI rescores monthly.
Is Houghton County insurance distress getting better or worse (MI)?
Houghton, MI: 0 in March 2026; Houghton, MI: 0 in October 2026 (unchanged).
Which Houghton County ZIP codes carry the most insurance distress (MI)?
Houghton, MI, June 2026: 49905 at 0, 49916 at 0, 49917 at 0, 49921 at 0; Houghton, MI climate scores there: 30, 30, 30, 30.
Why does Houghton, MI insurance distress create sellers?
A Houghton, MI premium outruns the Houghton, MI budget; a carrier leaves Houghton, MI; Houghton, MI carrying cost passes plan; Houghton, MI owners sell while current; Houghton, MI insurance distress leads Houghton, MI foreclosure data.