Superior National Bank (FDIC #5058): Bank Stress & Real-Estate Credit Exposure
Superior National Bank (FDIC Cert #5058): bank stress 62/100, elevated, STABLE over 7 days; parent KEWEENAW FINANCIAL CORP.
Superior National Bank (#5058) lends in 3 counties across 1 state; Superior National Bank (#5058) reaches 97 ZIP codes: Michigan 3 counties, 97 ZIPs.
Superior National Bank (#5058) largest markets: Oakland County, MI (142 branches, 71 ZIPs) (#5058), Houghton County, MI (120 branches, 20 ZIPs) (#5058), Baraga County, MI (14 branches, 7 ZIPs) (#5058).
Superior National Bank (#5058) reports $1.04 billion in total assets; Superior National Bank (#5058) equity $120.4 million (11.5% of Superior National Bank (#5058) assets); Superior National Bank (#5058) domestic deposits $881.5 million; Superior National Bank (#5058) net income $6.1 million; Superior National Bank (#5058) return on assets 1.17%; Superior National Bank (#5058) return on equity 10.33%; Superior National Bank (#5058) net interest income $18.4 million; Superior National Bank (#5058) call report June 30, 2026.
Superior National Bank (#5058) noncurrent real-estate loans: none reported; Superior National Bank (#5058) residential -0.01%; Superior National Bank (#5058) net charge-offs on real estate 0.51%; Superior National Bank (#5058) residential charge-offs 0.71%.
Superior National Bank (#5058) net interest margin 3.81% against an eight-quarter Superior National Bank (#5058) average of 3.57% (Superior National Bank (#5058) compression -0.24 points); Superior National Bank (#5058) non-residential real estate 71.3% of equity; Superior National Bank (#5058) rate-exposure score 40/100, Superior National Bank (#5058) fixed-rate trap 40/100; Superior National Bank (#5058) risk type credit driven; Superior National Bank (#5058) rate regime rates elevated, Superior National Bank (#5058) snapshot October 19, 2026.
Superior National Bank (#5058) stress score moved from 63.6 on June 22, 2026 to 61.7 on October 19, 2026; Superior National Bank (#5058) ranged 61.7 to 63.6 over 116 snapshots.
Superior National Bank (#5058) alerts: 3 counties; top Superior National Bank (#5058) alert scores: Lake Linden County, MI 23 (low); Lanse County, MI 23 (low); Troy County, MI 23 (low).