Cibc Bank USA (FDIC #33306): Bank Stress & Real-Estate Credit Exposure
Cibc Bank USA (FDIC Cert #33306): bank stress 34/100, contained, STABLE over 7 days; parent CANADIAN IMPERIAL BK OF COM.
Cibc Bank USA (#33306) lends in 4 counties across 4 states; Cibc Bank USA (#33306) reaches 349 ZIP codes: Illinois 1 county, 178 ZIPs; Michigan 1 county, 71 ZIPs; Florida 1 county, 53 ZIPs; Missouri 1 county, 47 ZIPs.
Cibc Bank USA (#33306) largest markets: Cook County, IL (890 branches, 178 ZIPs) (#33306), Oakland County, MI (71 branches, 71 ZIPs) (#33306), Palm Beach County, FL (53 branches, 53 ZIPs) (#33306), St. Louis County, MO (47 branches, 47 ZIPs) (#33306).
Cibc Bank USA (#33306) reports $66.50 billion in total assets; Cibc Bank USA (#33306) equity $11.58 billion (17.4% of Cibc Bank USA (#33306) assets); Cibc Bank USA (#33306) domestic deposits $51.47 billion; Cibc Bank USA (#33306) net income $492.5 million; Cibc Bank USA (#33306) return on assets 1.51%; Cibc Bank USA (#33306) return on equity 8.67%; Cibc Bank USA (#33306) net interest income $952.5 million; Cibc Bank USA (#33306) call report June 30, 2026.
Cibc Bank USA (#33306) noncurrent real-estate loans 0.15% of its book; Cibc Bank USA (#33306) multifamily 0.74%; Cibc Bank USA (#33306) residential 0.01%; Cibc Bank USA (#33306) net charge-offs on real estate 1.16%; Cibc Bank USA (#33306) multifamily charge-offs 1.71%; Cibc Bank USA (#33306) residential charge-offs 1.19%.
Cibc Bank USA (#33306) net interest margin 3.14% against an eight-quarter Cibc Bank USA (#33306) average of 3.15% (Cibc Bank USA (#33306) compression 0.01 points); Cibc Bank USA (#33306) real-estate loans 14.9% of equity; Cibc Bank USA (#33306) non-residential real estate 119.0% of equity; Cibc Bank USA (#33306) rate-exposure score 50/100, Cibc Bank USA (#33306) fixed-rate trap 50/100; Cibc Bank USA (#33306) risk type rate trapped; Cibc Bank USA (#33306) rate regime rates elevated, Cibc Bank USA (#33306) snapshot October 19, 2026.
Cibc Bank USA (#33306) stress score moved from 38.4 on June 22, 2026 to 34.2 on October 19, 2026; Cibc Bank USA (#33306) ranged 34.2 to 38.4 over 116 snapshots.
Cibc Bank USA (#33306) alerts: 4 counties; top Cibc Bank USA (#33306) alert scores: Birmingham County, IL 17 (low); Palm Beach County, IL 17 (low); Saint Louis County, IL 17 (low); Worth County, IL 17 (low).