Bank Of Ann Arbor (FDIC #34120): Bank Stress & Real-Estate Credit Exposure
Bank Of Ann Arbor (FDIC Cert #34120): bank stress 36/100, contained, STABLE over 7 days; parent ARBOR BCORP INC.
Bank Of Ann Arbor (#34120) lends in 4 counties across 1 state; Bank Of Ann Arbor (#34120) reaches 176 ZIP codes: Michigan 4 counties, 176 ZIPs.
Bank Of Ann Arbor (#34120) largest markets: Oakland County, MI (142 branches, 71 ZIPs) (#34120), Wayne County, MI (71 branches, 71 ZIPs) (#34120), Washtenaw County, MI (162 branches, 27 ZIPs) (#34120), Livingston County, MI (189 branches, 21 ZIPs) (#34120).
Bank Of Ann Arbor (#34120) reports $3.50 billion in total assets; Bank Of Ann Arbor (#34120) equity $499.0 million (14.3% of Bank Of Ann Arbor (#34120) assets); Bank Of Ann Arbor (#34120) domestic deposits $2.84 billion; Bank Of Ann Arbor (#34120) net income $33.5 million; Bank Of Ann Arbor (#34120) return on assets 1.98%; Bank Of Ann Arbor (#34120) return on equity 13.82%; Bank Of Ann Arbor (#34120) net interest income $68.5 million; Bank Of Ann Arbor (#34120) call report June 30, 2026.
Bank Of Ann Arbor (#34120) noncurrent real-estate loans 0.06% of its book; Bank Of Ann Arbor (#34120) residential 0.09%; Bank Of Ann Arbor (#34120) net charge-offs on real estate 0.20%; Bank Of Ann Arbor (#34120) residential charge-offs 0.26%.
Bank Of Ann Arbor (#34120) net interest margin 4.41% against an eight-quarter Bank Of Ann Arbor (#34120) average of 4.27% (Bank Of Ann Arbor (#34120) compression -0.14 points); Bank Of Ann Arbor (#34120) real-estate loans 5.7% of equity; Bank Of Ann Arbor (#34120) non-residential real estate 26.0% of equity; Bank Of Ann Arbor (#34120) rate-exposure score 40/100, Bank Of Ann Arbor (#34120) fixed-rate trap 40/100; Bank Of Ann Arbor (#34120) risk type rate trapped; Bank Of Ann Arbor (#34120) rate regime rates elevated, Bank Of Ann Arbor (#34120) snapshot October 19, 2026.
Bank Of Ann Arbor (#34120) stress score moved from 35.4 on June 22, 2026 to 36 on October 19, 2026; Bank Of Ann Arbor (#34120) ranged 35.4 to 36 over 116 snapshots.
Bank Of Ann Arbor (#34120) alerts: 4 counties; top Bank Of Ann Arbor (#34120) alert scores: Farmington County, MI 17 (low); Plymouth County, MI 17 (low); Whitmore Lake County, MI 17 (low); Ypsilanti County, MI 17 (low).