State Bank Financial (FDIC #10383): Bank Stress & Real-Estate Credit Exposure
State Bank Financial (FDIC Cert #10383): bank stress 68/100, elevated, STABLE over 7 days; parent FIRST BCORP INC.
State Bank Financial (#10383) lends in 3 counties across 1 state; State Bank Financial (#10383) reaches 39 ZIP codes: Wisconsin 3 counties, 39 ZIPs.
State Bank Financial (#10383) largest markets: La Crosse County, WI (45 branches, 15 ZIPs) (#10383), Wood County, WI (15 branches, 15 ZIPs) (#10383), Monroe County, WI (12 branches, 12 ZIPs) (#10383).
State Bank Financial (#10383) reports $512.1 million in total assets; State Bank Financial (#10383) equity $47.9 million (9.4% of State Bank Financial (#10383) assets); State Bank Financial (#10383) domestic deposits $439.0 million; State Bank Financial (#10383) net income $3.3 million; State Bank Financial (#10383) return on assets 1.25%; State Bank Financial (#10383) return on equity 13.82%; State Bank Financial (#10383) net interest income $8.0 million; State Bank Financial (#10383) call report June 30, 2026.
State Bank Financial (#10383) noncurrent real-estate loans: none reported; State Bank Financial (#10383) net charge-offs on real estate 0.13%; State Bank Financial (#10383) residential charge-offs 0.30%.
State Bank Financial (#10383) net interest margin 3.29% against an eight-quarter State Bank Financial (#10383) average of 2.97% (State Bank Financial (#10383) compression -0.32 points); State Bank Financial (#10383) non-residential real estate 30.0% of equity; State Bank Financial (#10383) rate-exposure score 40/100, State Bank Financial (#10383) fixed-rate trap 40/100; State Bank Financial (#10383) risk type credit driven; State Bank Financial (#10383) rate regime rates elevated, State Bank Financial (#10383) snapshot October 20, 2026.
State Bank Financial (#10383) stress score moved from 71.8 on June 22, 2026 to 67.8 on October 20, 2026; State Bank Financial (#10383) ranged 67.8 to 71.8 over 117 snapshots.
State Bank Financial (#10383) alerts: 3 counties; top State Bank Financial (#10383) alert scores: Marshfield County, WI 23 (low); Onalaska County, WI 23 (low); Sparta County, WI 23 (low).