Chippewa Valley Bank (FDIC #12322): Bank Stress & Real-Estate Credit Exposure
Chippewa Valley Bank (FDIC Cert #12322): bank stress 54/100, moderate, STABLE over 7 days; parent CHIPPEWA VALLEY AGENCY LTD.
Chippewa Valley Bank (#12322) lends in 7 counties across 1 state; Chippewa Valley Bank (#12322) reaches 72 ZIP codes: Wisconsin 7 counties, 72 ZIPs.
Chippewa Valley Bank (#12322) largest markets: Bayfield County, WI (60 branches, 15 ZIPs) (#12322), Rusk County, WI (14 branches, 14 ZIPs) (#12322), Vilas County, WI (13 branches, 13 ZIPs) (#12322), Iron County, WI (12 branches, 12 ZIPs) (#12322), Douglas County, WI (24 branches, 12 ZIPs) (#12322), Sawyer County, WI (36 branches, 12 ZIPs) (#12322).
Chippewa Valley Bank (#12322) reports $735.8 million in total assets; Chippewa Valley Bank (#12322) equity $64.6 million (8.8% of Chippewa Valley Bank (#12322) assets); Chippewa Valley Bank (#12322) domestic deposits $559.0 million; Chippewa Valley Bank (#12322) net income $7.5 million; Chippewa Valley Bank (#12322) return on assets 2.05%; Chippewa Valley Bank (#12322) return on equity 23.38%; Chippewa Valley Bank (#12322) net interest income $14.5 million; Chippewa Valley Bank (#12322) call report June 30, 2026.
Chippewa Valley Bank (#12322) noncurrent real-estate loans: none reported; Chippewa Valley Bank (#12322) net charge-offs on real estate 0.60%; Chippewa Valley Bank (#12322) residential charge-offs 0.85%.
Chippewa Valley Bank (#12322) net interest margin 4.08% against an eight-quarter Chippewa Valley Bank (#12322) average of 4.35% (Chippewa Valley Bank (#12322) compression 0.27 points); Chippewa Valley Bank (#12322) non-residential real estate 85.4% of equity; Chippewa Valley Bank (#12322) rate-exposure score 40/100, Chippewa Valley Bank (#12322) fixed-rate trap 40/100; Chippewa Valley Bank (#12322) risk type credit driven; Chippewa Valley Bank (#12322) rate regime rates elevated, Chippewa Valley Bank (#12322) snapshot October 20, 2026.
Chippewa Valley Bank (#12322) stress score moved from 52.8 on June 22, 2026 to 54 on October 20, 2026; Chippewa Valley Bank (#12322) ranged 52.8 to 54 over 117 snapshots.
Chippewa Valley Bank (#12322) alerts: 7 counties; top Chippewa Valley Bank (#12322) alert scores: Washburn County, WI 37 (moderate); Ashland County, WI 28 (low); Bruce County, WI 21 (low); Hurley County, WI 21 (low); Lac Du Flambeau County, WI 21 (low).