Bayfield County, WI: Foreclosures, Tax Liens & Distressed Properties

Bayfield County, WI, Wisconsin: 15 ZIP codes scored, Bayfield County, WI averaging 15/100 (low, Bayfield, WI), from 14 to 16. Bayfield County, WI is in its peak phase (Bayfield, WI confidence 40/100): Bayfield, WI home prices up 4.6% (Bayfield, WI) over twelve months. Bayfield County, WI lender headwind: 0/100.

Highest-scoring Bayfield County, WI ZIPs: 54517 (16/100), 54814 (15/100), 54820 (15/100), 54821 (15/100), 54827 (15/100), 54832 (15/100). Also scored in Bayfield County, WI: 54838, 54839, 54844, 54847, 54856, 54865, 54873, 54891, 54806.

Across Bayfield County, WI's scored ZIPs: median home value $249,327, household income $66,836, 45.7% vacancy, 9.5% poverty, 87% owner-occupied, median age 55.8.

Bayfield County, WI insurance distress 32/100 (#1,558 in the US); FEMA hazard 63/100 for Bayfield, WI; 3 federal disaster declarations in Bayfield County, WI since 2023 (3 flood); Bayfield, WI construction distress 45/100.

4 banks with 9 branches lend in Bayfield County, WI; Bayfield, WI weighted bank stress 43/100, highest 58/100 in Bayfield, WI.

Bayfield County, WI unemployment 3.8% (Bayfield, WI -2.9 pts, six months); 135 new housing units permitted in Bayfield County, WI over twelve months, Bayfield, WI up 5% from 129; Bayfield, WI home prices +14.9% a year (Bayfield, WI) over three years.

13,356 housing units in Bayfield County, WI; 1,153 Bayfield, WI renter households; 31% of Bayfield, WI renters spend 30%+ of income on rent, 10% (Bayfield, WI) half or more.

Bayfield County, WI ranks #1,445 nationally on the opportunity index (Bayfield, WI, among all ranked counties); Bayfield, WI scores 29.6/100 and Bayfield, WI sits #16 inside Wisconsin. Bayfield, WI is in the early_signal opportunity phase; Bayfield, WI's primary driver is vacancy, Bayfield, WI second driver bank institutional; Bayfield, WI moved up 2 places. 8 short-sale listings across Bayfield, WI; 62 days on market observed in Bayfield, WI; 32.7% vacancy over 15 Bayfield, WI ZIPs.

No CFPB county sample covers Bayfield County, WI. The non-metro area reading for Bayfield, WI: 0.5% ninety-plus days late; Bayfield, WI's thirty-to-eighty-nine share is 1.3% (Bayfield, WI, December 2025 data); Wisconsin overall 0.5%.

Bayfield County, WI has 3 watched banks; 3 Bayfield, WI banks sit in an elevated band. Bayfield, WI footprints: Chippewa Valley Bank (4 branches, stress 54) in Bayfield, WI; Security State Bank (2 branches, stress 1) in Bayfield, WI; Northern State Bank (1 branch, stress 57) in Bayfield, WI.

HUD lists 1 assisted multifamily property in Bayfield County, WI with 12 units; 12 Bayfield, WI units are assisted.

5,919 of the 13,356 housing units in Bayfield, WI sit vacant. Bayfield County, WI permitted 20 multifamily units in twelve months; Bayfield, WI's one-to-four unit structures added 115 units in Bayfield County, WI.