ZIP 54814 Property Distress & Foreclosure Data

ZIP code 54814 in Bayfield County, Wisconsin carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (31/100), structural risk (19/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and institutional ownership (3/100). Structural exposure scores 19 and live distress 3 on the 0–100 scale.

The expansion-phase market in 54814 posted values that rose 6.7% over the year, and 58% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

74% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. Population is roughly 2,811 with a median age of 53. At $62,813, median income runs below typical U.S. levels. There are about 1,882 housing units across 54814. The demographic-stress sub-score lands at 31/100. Vacancy runs 32.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 23% of tenant households. The typical home is worth about $250,000 (3.8× income, relatively affordable). The poverty rate is 18.3% — high, a tax-stress and distress correlate.

On the whole, 54814 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.