ZIP 54814 Foreclosure, Tax-Lien & Distress Report

In Bayfield County, Wisconsin, ZIP 54814 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (34/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low. Latent structural risk is 34/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 58% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Owners hold 74% of homes, renters 26%. Educational attainment sits at 35% bachelor's-or-above. 2,811 residents call 54814 home, typically aged 53. Median household income is $62,813, below the U.S. median near $78,000. The ZIP holds roughly 1,882 housing units. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 32.9%, above the national norm and a classic distress-and-opportunity signal. Around 23% of renters are cost-burdened. Home values center near $250,000, an affordability ratio of 3.8× — accessible. 18.3% of residents fall below the poverty threshold.

Taken together, 54814 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 54814 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 54814's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 54814, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 for 54814 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 54814 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.