ZIP 54806 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54806 (Ashland County, Wisconsin) at a low 15/100 for overall property distress. The split runs 35/100 structural to 4/100 active on the ground. Its heaviest discrete signals: construction/permit lag (45/100), structural risk (35/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (12/100) register low.

The market reads peak — home values rose 4.6% year on year, and 22% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Around 33% of renters are cost-burdened. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. Population is roughly 11,708 with a median age of 41. Median household income is $59,556, below the U.S. median near $78,000. The typical home is worth about $185,800 (2.9× income, relatively affordable). The poverty rate is 17.7% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 5,510 housing units.

Overall, 54806 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 54806 at the moment; the composite and its components are still built from verifiable public records.

Whether 54806 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54806 can be compared directly against any other ZIP in Ashland County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54806 reflects the current record instead of a stale or modeled snapshot.

54806's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 54806 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.