ZIP 54855 Foreclosure, Tax-Lien & Distress Report

ZIP code 54855 in Ashland County, Wisconsin carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (82/100)). The latent-versus-live split is 34/100 structural and 4/100 already moving. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (34/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (12/100) register low.

The market reads peak — home values rose 4.6% year on year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 370 housing units. Around 38% of renters are cost-burdened. 896 residents call 54855 home, typically aged 34. Home values center near $205,300, an affordability ratio of 3.3× — accessible. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 21% bachelor's-or-above. Owners hold 88% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 28/100. At $57,250, median income runs below typical U.S. levels. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 54855 leans distressed, with opportunity clustered in specific stressed parcels. While 54855 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 54855's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 54855, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 figure for 54855 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54855 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.