ZIP 54855 Property Distress & Foreclosure Data

ZIP code 54855 in Ashland County, Wisconsin carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100). On the structural side it scores 34/100, with 4/100 of stress already active. What sets it apart are the readings on construction/permit lag (37/100), structural risk (34/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (12/100) register low.

The market reads expansion — home values rose 6.7% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 370 housing units. Around 38% of renters are cost-burdened. About 896 people live here, median age 34. A median home runs $205,300 here, or 3.3 times local income. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. About 21% have a four-year degree. The tenure split is 88% owner-occupied to 13% rented. On demographic stress specifically, 54855 scores 28/100. Households earn a median $57,250 — below the roughly $78,000 national figure. The vacancy rate is 16.6% — elevated.

Net-net, 54855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.