ZIP 54846 Property Distress & Foreclosure Data

ZIP code 54846 in Ashland County, Wisconsin carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (37/100), structural risk (34/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (12/100) register low. The latent-versus-live split is 34/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100).

The market reads expansion — home values rose 6.7% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $75,938 — near the roughly $78,000 national figure. On demographic stress specifically, 54846 scores 21/100. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 15.6% — elevated. Around 12% of renters are cost-burdened. About 16% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 302 housing units. About 647 people live here, median age 43. A median home runs $175,000 here, or 1.9 times local income.

Net-net, 54846 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.