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ZIP 54514 Foreclosure, Tax-Lien & Distress Report

Ashland County, Wisconsin · High Vacancy market

ZIP 54514's composite property-distress score is 14/100 - DLRadar classes that as minimal for Ashland County, Wisconsin. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). The split runs 33/100 structural to 3/100 active on the ground. Its standout signals are construction/permit lag (44/100), structural risk (33/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (12/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 63% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,541 housing units. About 1,810 people live here, median age 56. At $73,875, median income runs near typical U.S. levels. Rent burden reaches 7% of tenant households. The tenure split is 84% owner-occupied to 16% rented. A median home runs $165,000 here, or 2.1 times local income. The poverty rate is 7.4% — low. On demographic stress specifically, 54514 scores 24/100. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 47.6% — elevated.

Taken together, 54514 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 54514 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 54514's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 54514 reflects the current record instead of a stale or modeled snapshot.

54514's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54514 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
33/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 54514

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk29
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 54514 distress snapshot

The live 54514 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Ashland County

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Each signal above is traceable to an open dataset · methodology

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