ZIP 54861 Foreclosure, Tax-Lien & Distress Report
Ashland County, Wisconsin · High Poverty market
Ashland County, Wisconsin's ZIP 54861 registers 14/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 34/100, with 0/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (34/100), structural risk (34/100), institutional ownership (19/100). On the quiet end sit structural risk (34/100) and institutional ownership (19/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100).
The market reads peak — home values rose 4.6% year on year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
22% of housing is owner-occupied. The vacancy rate is 5.3%. Population is roughly 205 with a median age of 30. About 6% have a four-year degree. Roughly 32.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 43/100. The ZIP holds roughly 50 housing units. Around 24% of renters are cost-burdened.
On the whole, 54861 leans distressed, with opportunity clustered in specific stressed parcels. While 54861 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 54861 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 54861 shows blanks, not estimates, wherever the record is sparse.
54861's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 54861 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 54861’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 54861 distress snapshot
A live read on 54861: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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The complete 54861 distress and acquisition report
The full 54861 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology