ZIP 54891 Property Distress & Foreclosure Data

ZIP code 54891 in Bayfield County, Wisconsin carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 19/100, with 3/100 of stress already active. What sets it apart are the readings on construction/permit lag (31/100), structural risk (19/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.7% year on year, and 14% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $70,298 — near the roughly $78,000 national figure. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 3,327 people live here, median age 50. The ZIP holds roughly 1,761 housing units. A median home runs $208,800 here, or 2.9 times local income. The tenure split is 81% owner-occupied to 19% rented. About 42% have a four-year degree. On demographic stress specifically, 54891 scores 24/100. Around 27% of renters are cost-burdened. The vacancy rate is 16.2% — elevated.

Net-net, 54891 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.