ZIP 54891 Foreclosure, Tax-Lien & Distress Report
Bayfield County, Wisconsin · High Vacancy market
ZIP code 54891 in Bayfield County, Wisconsin carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 34/100, against 3/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (51/100), structural risk (34/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low.
Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 14% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $70,298, near the U.S. median near $78,000. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. 3,327 residents call 54891 home, typically aged 50. The ZIP holds roughly 1,761 housing units. A median home runs $208,800 here, or 2.9 times local income. Owners hold 81% of homes, renters 19%. About 42% have a four-year degree. On demographic stress specifically, 54891 scores 24/100. Around 27% of renters are cost-burdened. The vacancy rate is 16.2% — elevated.
Net-net, 54891 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 54891 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 54891 stays directly comparable to neighboring ZIPs and the rest of Bayfield County, Wisconsin. 54891 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 16/100 for 54891 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 54891 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 54891’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 54891 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 54891, the same set carried on every parcel.
Neighbouring ZIPs in Bayfield County
Explore related distress reports
Additional distress intelligence spanning Bayfield County, Wisconsin by ZIP, county and state.
Get the full acquisition report for 54891
Open 54891 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology