ZIP 54839 Property Distress & Foreclosure Data

DLRadar grades ZIP 54839 (Bayfield County, Wisconsin) at a minimal 9/100 for overall property distress. The latent-versus-live split is 19/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (31/100), structural risk (19/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 27.7% — elevated. 8.8% of residents fall below the poverty threshold. Home values center near $159,400, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $73,750, near the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. Around 46% of renters are cost-burdened. Owners hold 91% of homes, renters 9%. 362 residents call 54839 home, typically aged 45. The ZIP holds roughly 215 housing units.

Taken together, 54839 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

9/100
Composite stress
19/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 54839

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Bayfield County

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Deterministic. Every signal traces to a public dataset · methodology