ZIP 54839 Foreclosure, Tax-Lien & Distress Report
Bayfield County, Wisconsin · High Vacancy market
ZIP 54839's composite property-distress score is 16/100 - DLRadar classes that as low for Bayfield County, Wisconsin. The latent-versus-live split is 34/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (51/100), structural risk (34/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low.
The peak-phase market in 54839 posted values that rose 4.6% over the year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 27.7% — elevated. 8.8% of residents fall below the poverty threshold. Home values center near $159,400, an affordability ratio of 2.3× — accessible. The demographic-stress sub-score lands at 27/100. At $73,750, median income runs near typical U.S. levels. Educational attainment sits at 27% bachelor's-or-above. Rent burden reaches 46% of tenant households. 91% of housing is owner-occupied. About 362 people live here, median age 45. The ZIP holds roughly 215 housing units.
Taken together, 54839 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 54839 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 54839's 16/100 can be lined up against any neighbor in Bayfield County, Wisconsin or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 54839, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 16/100 for 54839 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 54839 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 54839’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 54839 by the numbers
The live 54839 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Bayfield County ZIP reports
Related reports across Bayfield County, Wisconsin
Related ZIP, county and statewide reads linked to Bayfield County, Wisconsin.
Unlock the full ZIP 54839 acquisition report
Every distressed parcel in 54839 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology