ZIP 54832 Foreclosure, Tax-Lien & Distress Report

ZIP 54832's composite property-distress score is 15/100 - DLRadar classes that as low for Bayfield County, Wisconsin. What sets it apart are the readings on construction/permit lag (45/100), structural risk (32/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low. On the structural side it scores 32/100, with 3/100 of stress already active.

The peak-phase market in 54832 posted values that rose 4.6% over the year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 53.2% — elevated. A median home runs $267,900 here, or 3.1 times local income. 17.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. There are about 460 housing units across 54832. Around 35% of adults hold a bachelor's degree or higher. Population is roughly 459 with a median age of 60. Median household income is $73,409, near the U.S. median near $78,000. The tenure split is 79% owner-occupied to 21% rented. Around 6% of renters are cost-burdened.

Taken together, 54832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 54832 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 54832 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Bayfield County, Wisconsin and the nation. Where the record is thin for 54832, the field stays empty rather than modeled, and fills in as new documents post.

54832's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54832 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.