ZIP 54820 Foreclosure, Tax-Lien & Distress Report

In Douglas County, Wisconsin, ZIP 54820 scores 15 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 32/100 while live distress already moving reads 2/100. The pressure is most legible in construction/permit lag (46/100), structural risk (32/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 17% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. Around 17% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above. The demographic-stress sub-score lands at 24/100. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $250,500 here, or 3.0 times local income. At $79,500, median income runs near typical U.S. levels. Owners hold 87% of homes, renters 13%. 782 residents call 54820 home, typically aged 54. The ZIP holds roughly 499 housing units.

Taken together, 54820 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54820 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 54820 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54820 can be compared directly against any other ZIP in Douglas County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54820 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 54820 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 54820 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.