ZIP 54820 Property Distress & Foreclosure Data

DLRadar grades ZIP 54820 (Douglas County, Wisconsin) at a minimal 13/100 for overall property distress. The latent-versus-live split is 29/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (55/100), structural risk (29/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The expansion-phase market in 54820 posted values that rose 6.9% over the year, and 17% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 28.5% — elevated. Around 17% of renters are cost-burdened. Around 25% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. The poverty rate is 5.8% — low. The typical home is worth about $250,500 (3.0× income, relatively affordable). At $79,500, median income runs near typical U.S. levels. 87% of housing is owner-occupied. Population is roughly 782 with a median age of 54. The ZIP holds roughly 499 housing units.

On the whole, 54820 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 54820

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Douglas County

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Deterministic. Every signal traces to a public dataset · methodology