ZIP 54864 Foreclosure, Tax-Lien & Distress Report

Douglas County, Wisconsin's ZIP 54864 registers 16/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (57/100), structural risk (34/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (65/100)). Structural exposure scores 34 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 5.7% — low. Around 7% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. There are about 660 housing units across 54864. Around 27% of adults hold a bachelor's degree or higher. At $80,781, median income runs near typical U.S. levels. Owners hold 96% of homes, renters 4%. A median home runs $242,100 here, or 2.8 times local income. 1,534 residents call 54864 home, typically aged 44.

Taken together, 54864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 54864 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 54864's 16/100 can be lined up against any neighbor in Douglas County, Wisconsin or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 54864 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 54864 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 54864 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.