ZIP 54838 Foreclosure, Tax-Lien & Distress Report
Douglas County, Wisconsin · High Vacancy market
Scored on a fixed 0-100 scale, 54838 (Douglas County, Wisconsin) returns a low composite of 15/100. The split runs 32/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (64/100). What sets it apart are the readings on construction/permit lag (48/100), structural risk (32/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).
The peak-phase market in 54838 posted values that rose 3.5% over the year, and 1% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
Population is roughly 1,302 with a median age of 61. At $75,000, median income runs near typical U.S. levels. A median home runs $250,000 here, or 3.1 times local income. The demographic-stress sub-score lands at 26/100. There are about 1,637 housing units across 54838. Around 0% of renters are cost-burdened. The tenure split is 93% owner-occupied to 7% rented. Around 29% of adults hold a bachelor's degree or higher. The vacancy rate is 68.2% — elevated. 10.2% of residents fall below the poverty threshold.
On the whole, 54838 leans distressed, with opportunity clustered in specific stressed parcels. While 54838 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 54838 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 54838 stays directly comparable to neighboring ZIPs and the rest of Douglas County, Wisconsin. Nothing here is interpolated — where a source is thin for 54838, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
54838's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 54838 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 54838 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 54838 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Douglas County ZIP reports
Nearest ZIP codes to 54838
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 54838
Other reports tied to Douglas County, Wisconsin — ZIP, county and statewide.
The complete 54838 distress and acquisition report
Pull every distressed parcel in 54838 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology