ZIP 54874 Foreclosure, Tax-Lien & Distress Report

In Douglas County, Wisconsin, ZIP 54874 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 34/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (65/100)). The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (34/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.4% year on year, and 43% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,813 with a median age of 45. There are about 1,663 housing units across 54874. The typical home is worth about $218,900 (2.5× income, relatively affordable). 91% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Around 39% of renters are cost-burdened. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Around 24% of adults hold a bachelor's degree or higher. At $83,350, median income runs near typical U.S. levels. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 54874 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 54874 at the moment; the composite and its components are still built from verifiable public records.

Whether 54874 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54874 can be compared directly against any other ZIP in Douglas County, Wisconsin or nationwide. Where the public record is thin for 54874, the field stays empty rather than modeled, and fills in as new documents post.

54874's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 54874 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.